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Author: Michael Smith

#491 5 Times Cash Rewards Credit Cards Come In Handy

Life is one big unpredictable journey, and when the unexpected happens it often comes with surprise expenses. Utilizing a credit card with cash rewards during emergencies can help you get through tough times and buy you time to pay off costs you didn't plan for, and even reap a cash back reward.... see more

#457 5 Tax Breaks Overlooked By Small Business Owners

For the small business owner, tax season can be stressful, and the prospect of shelling out a load of money to the government is not exciting. That's why small business owners love tax benefits. Here are 5 tax benefits that are often overlooked by small business owners that can save your business... see more

#447 Find The Best Credit Cards For Teens

Teens can handle credit and debit cards with guidance. Choosing the right card depends on the teen's age, maturity and financial skill. Financially savvy parents put a card in their children's hands long before their 18th birthday. By the time a teen is old enough to be eligible for her own credi... see more

#445 Understanding Different Types of Life Insurance

Individuals utilize life insurance policies to effectively transfer the risk of financial loss to a third party due to death. Life insurance carriers take on the financial obligation to pay a specified death benefit in return for premiums paid by policy owners for a set amount of time as defined ... see more

#359 7 Solutions for Homeowners Struggling with their Mortgage

If you met the prerequisites to purchase your home but are now struggling to make your mortgage payments, you're not alone. According to RealtyTrak, 1 in every 1,210 homes is in foreclosure, and in some states that number is much higher. In New Jersey, it's 1 in every 451 homes; in Nevada, it's 1... see more

#297 No COLA Raise? Discounts to Help Seniors Budget

Social Security recipients just got the bad news that there will be no cost-of-living adjustment (COLA) raises in Social Security payments in 2016. The reason: Cost of living did not increase overall in 2015 – attributed especially to the drop in gas prices. However, seniors don't use that much... see more

#225 How Women In Transition Should Mind Their Finances

Enlisting a financial advisor for investing and retirement planning is only the first step in securing your financial future as a couple. Staying engaged in the planning and execution is as essential as it is tedious, and like most tasks in a relationship, one party may take the lead. But this co... see more

#173 The 6 Best Alternatives to Hotels

Along with airfare, if it is part of your travel expenses, lodging is the single largest expenditure associated with traveling. Most mid-range hotels charge well over $100 a night, and even economy hotels can easily run $70 to $80 a night. Fortunately, there are an increasing number of lower-cost... see more

#156 Tesla Ludicrous: Will You Be Able to Afford It? (TSLA)

Tesla Motors Inc. (Nasdaq: TSLA) has made its new Ludicrous Mode performance upgrade relatively affordable for the Tesla Model S P85D. If you can afford the Tesla Model S to begin with, you can probably afford the performance upgrade, too. While the Tesla Model S, with an average sales price of a... see more

#144 Student Loan Refinancing: The Pros and Cons

Student loan debt keeps rising, and according to the latest findings, new graduates are leaving school with an average of $35,000 in debt, according to The Wall Street Journal. This figure does not even look at the student loans parents took out to help their child's college costs.No doubt... see more

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