Search: Ethan Williams

Author: Ethan Williams

#488 How to Buy a Home with a Reverse Mortgage

If you're 62 or older and you want to buy a house, you have three options: Get a traditional forward mortgage, use your savings to pay for the house in full, or get a special type of reverse mortgage called a Home Equity Conversion Mortgage for Purchase (HECM for Purchase, or reverse for purchase... see more

#434 How To Survive When Prices Double Every Day And A Half

What does life actually look like when your country and its currency collapse? In a recent Casey Daily Dispatch, two guest columnists – one from Zimbabwe and another from Bosnia – shared their respective feats of survival amid the horrors of hyperinflation and civil unrest. Sadly, their stori... see more

#388 3 Big Financial Mistakes to Avoid in 2016

Financial mistakes can take one of two forms. The first is something you notice relatively quickly and correct with little impact. The second is a mistake that can go unnoticed and can impact a budget or relationship for years. No one is perfect, and we're all prone to mistakes. We all want to co... see more

#321 The 10 U.S. Cities With the Most Vacant Homes

There's an interesting phenomenon in the U.S. housing market. On the one hand, there were several hundred thousand new homes built in 2015. On the other hand, there are over a million residences that are lying vacant. People are building new homes, but neglecting the structures that are already t... see more

#303 Can Electric Cars Replace Gas Guzzlers?

When electric cars first appeared, they looked like a way for the world to escape dependence on fossil fuels and move to an environmentally friendly method to power our transportation. High costs and poor battery performance have deterred many people from making the leap, which begs the question:... see more

#300 5 Mortgage Loans You Didn't Know About

Owning a home is part of the American dream. In order to purchase a home, a buyer must either use cash or take out a loan. If it's the latter, those loans come with either a fixed or adjustable rate, and they are typically for 15 or 30 years. Most potential homebuyers assume that these are the on... see more

#194 401(k) Plans: Roth or Regular?

You've probably heard of a 401(k) but what about a Roth 401(k)? Not all employers offer the option but if they do should you take it? Here are the rules you need to know.What's the Difference?There's no difference in how you manage the account. The same options are ... see more

#180 How Much Do You Know About 401(k) Fees?

Saving for retirement through a 401(k) plan sounds simple enough, but a lot of people are still unaware of all the fees associated with this retirement plan. Remember, a 401(k) plan is a retirement savings contribution provided by an employer. Each paycheck an employee receives has a portion of t... see more

#73 Step-By-Step: How To Fill Out An I-9 Form

When you hire a new employee, you must verify that the person is legally eligible to work in the United States. Once you've made a job offer (but not before), the new employee must demonstrate eligibility to work in the U.S. by completing Form I-9, Employment Eligibility Verification. ... see more

#28 How Cheap is Affordable Housing Right Now?

Affordable housing apartment complexes and homes are leased through contracts with the U.S. government to serve low-income households. The Department of Housing and Urban Development had paved the way for 1.34 million affordable housing units, as of October 2015. Projects by the Department of Hou... see more